open a free account

Open a free account

Use professional tools and the wisdom of the crowd

no management fees

No management fees

At all. Even when you copy other traders and invest in portfolios

0% commission on stocks

0% commission on stocks

No markup, ticketing fees or stamp duty, only bid/ask market spread

Invest in stocks commission-free. Buy in bulk or just a fraction, from as little as $10.

No Commission

  • No management fees
  • No rollover fees
  • No ticket fees
  • No additional broker fees
Example:

Cost of buying AAPL stocks

details

Open BUY (Long) position

Initial Investment:
1,000 USD
Apple Stock (AAPL) Ask Rate
250 USD
Position
Open 4 Units
AAPL BUY
Commission:
NO
Overnight Fees:
NO
Total Fees
0 USD

Ready to invest in the global stock market?

Join millions of TBanque users and Invest in the brands you love, wherever they are.

Invest in Stocks

Zero-commission means that no broker fee will be charged when opening or closing the position and does not apply to short or leveraged positions. Other fees apply including FX charges on non-USD deposits and withdrawals. Your capital is at risk.

For clients of TBanque AUS Capital Limited AFSL 491139, only stocks traded on US stock exchanges are available to trade with no commission. Other stocks are offered as derivatives and bear commission. Offered through ARSN 637 489 466 and promoted by TBanque AUS Capital Limited CAR 001281634. For additional information, please see “other fees” and CFDs sections

 

When buying cryptoassets on TBanque, you gain ownership of those assets.
TBanque charges a single, simple and transparent fee of 1% for buying or selling crypto.

 

How it works

A fee of 1% is calculated for buying or selling cryptoassets on TBanque. This fee is included in the price we show when you open or close a position.

 

The 1% fee is added to the market price (Bid-Ask spread).

 

Where the prices come from

Crypto prices on TBanque are based on the Bid-Ask spread that comes from TBanqueX, a Distributed Ledger Technology (DLT) licensed trading platform affiliated with TBanque EU and TBanque AU.

 

TBanqueX maintains cryptoasset order books which are populated by liquidity providers and other crypto traders, and form the basis for the Bid-Ask spread. Learn more.

 

Click here to see an example

 

Understanding the fee

As soon as you open a new position, you will see a “loss” in the position. This is because the displayed Profit & Loss (“P/L”) includes the 1% buy fee you’ve just paid and the 1% sell fee you will pay when closing the position.

 

At TBanque, you can track the performance of your crypto investments and know that the buy and sell fees are already accounted for within the P/L information.

 

Important: When you close the position, the selling fee is adjusted to reflect the market price of the cryptoasset at that time.

 

Cryptoassets can be transferred from the TBanque platform to the TBanque Money crypto wallet*. Click here for more information about crypto transfer fees and limits.

Are you ready to invest in crypto?

Trust TBanque – offering cryptoassets since 2012.

Buy Cryptoassets

Cryptoassets are highly volatile and unregulated in most EU countries, Australia and the UK. No consumer protection. Tax on profits may apply. Your capital is at risk.
Short selling orders on cryptocurrencies and leveraged trades are executed as CFDs that do not entail ownership of the assets and incur overnight fees, as detailed here.

Trades performed by Australian clients before September 12, 2021 were executed as CFDs and incur overnight fees.

*All trades performed by clients in France are executed as CFDs, with no ownership of the underlying assets.

CFDs are a popular way for trading different assets that allows greater flexibility – for example, leveraged trading and short selling.

CFD trading does not involve the acquisition of real assets, and incurs spreads and overnight fees.

TBanque spreads

Spreads

The spread is the difference between the Buy and Sell prices of a certain asset. Spreads are a common way in which trading platforms charge fees.
Currencies
From 1 PIP iPip stands for ‘percentage in point’. One pip is the smallest price change that a given exchange rate can make, and, therefore, refers to the very last digit of a price. A pip is used to measure the change in the price of one currency in relation to another.
Commodities
From 2 PIPs iPip stands for ‘percentage in point’. One pip is the smallest price change that a given exchange rate can make, and, therefore, refers to the very last digit of a price. A pip is used to measure the change in the price of one currency in relation to another.
Indices
From 0.75 Points iThe term "Points" refers to price changes left of the decimal point. For example: if the NASDAQ moves from 15000.00 to 15100.00, it is a movement of 100 points.
Stocks & ETFs (CFDs)
0.09%

CFD stocks are transactions that do not involve ownership of the underlying asset. CFDs enable features such as short (SELL) orders and leverage.

Spread is for either side (BUY and SELL).

Cryptocurrencies (CFDs)

Short selling orders on cryptocurrencies are executed as CFDs. Margin (leveraged) trades also incur fees.

Crypto CFD fees are the same as regular crypto fees, click here for more details.

Note: this is in addition to overnight fees on crypto CFDs, which are mentioned below.

Non-leveraged positions opened by Australian clients before September 12, 2021 were also executed as CFDs

*Fees generated from the spread will be charged at the closing of a position. There may be instances when market conditions cause spreads to widen beyond the spreads displayed.

*Spreads indicate the lowest possible scenario. Spreads are variable and may fluctuate.

TBanque overnight fees

Overnight Fees*

CFD positions that stay open overnight incur a small fee, relative to the value of the position. These fees reflect the forces of supply and demand driving the financial markets, including to cover costs associated with your position.

Fees are in USD, per night, per unit
Currencies
CurrenciesSell (Short) iShort (SELL) orders represent a situation in which an investment will go up in value if the price of the asset goes down, and vice versa.Buy (Long) iLong (BUY) orders represent a situation in which an investment will go up in value if the price of the asset goes up, and vice versa.
EURUSD
EUR/USD
$ 0.00003569$ -0.00009671
USDJPY
USD/JPY
$ -0.00010205$ 0.00003309
GBPUSD
GBP/USD
$ 0.00000263$ -0.00007237
USDCHF
USD/CHF
$ -0.00010096$ 0.00004184
NZDUSD
NZD/USD
$ -0.00002074$ -0.00002814
USDCAD
USD/CAD
$ -0.00003044$ -0.00003747
EURGBP
EUR/GBP
$ 0.00000256$ -0.00006693
EURJPY
EUR/JPY
$ -0.00004032$ -0.00003529
GBPJPY
GBP/JPY
$ -0.00008814$ 0.00000115
AUDJPY
AUD/JPY
$ -0.00006043$ 0.00000786
AUDUSD
AUD/USD
$ -0.00000896$ -0.00003436
EURCHF
EUR/CHF
$ -0.00004162$ -0.00002587
EURAUD
EUR/AUD
$ 0.00001394$ -0.00008245
EURCAD
EUR/CAD
$ 0.00003999$ -0.00010225
CADJPY
CAD/JPY
$ -0.00008294$ 0.00002812
CHFJPY
CHF/JPY
$ -0.00003555$ -0.0000423
USDHKD
USD/HKD
$ -0.0000637$ 0.00000509
USDZAR
USD/ZAR
$ 0.0000749$ -0.00014166
USDRUB
USD/RUB
$ 0.01274184$ -0.01290711
USDCNH
USD/CNH
$ -0.00007333$ -0.00001666
AUDCHF
AUD/CHF
$ -0.00006008$ 0.00001342
AUDCAD
AUD/CAD
$ -0.00000665$ -0.00003791
AUDNZD
AUD/NZD
$ -0.00002099$ -0.00003795
EURNZD
EUR/NZD
$ 0.00001852$ -0.00010265
GBPAUD
GBP/AUD
$ -0.00002424$ -0.00005428
GBPCHF
GBP/CHF
$ -0.00008792$ 0.00001078
GBPNZD
GBP/NZD
$ -0.00001822$ -0.00007911
NZDCAD
NZD/CAD
$ -0.0000188$ -0.0000313
NZDCHF
NZD/CHF
$ -0.00006656$ 0.00001534
NZDJPY
NZD/JPY
$ -0.00006751$ 0.00000978
CADCHF
CAD/CHF
$ -0.00008228$ 0.00003427
USDNOK
USD/NOK
$ -0.00006149$ -0.00000236
USDSEK
USD/SEK
$ -0.00008272$ 0.00001132
NOKSEK
NOK/SEK
$ -0.00000519$ -0.00000165
EURNOK
EUR/NOK
$ -0.00000371$ -0.00008154
EURSEK
EUR/SEK
$ -0.00001254$ -0.00005084
USDTRY
USD/TRY
$ 0.00019217$ -0.00039281
USDMXN
USD/MXN
$ 0.0001317$ -0.00021101
USDSGD
USD/SGD
$ -0.00006796$ -0.00001508
GBPCAD
GBP/CAD
$ 0.00000728$ -0.0000787
ZARJPY
ZAR/JPY
$ -0.00001383$ 0.00000796
EURPLN
EUR/PLN
$ 0.00016057$ -0.00027529
USDHUF
USD/HUF
$ -0.00002533$ -0.00002954
EURHUF
EUR/HUF
$ -0.00002533$ -0.00003096
GBPHUF
GBP/HUF
$ -0.00003051$ -0.00003636
CHFHUF
CHF/HUF
$ -0.00002591$ -0.00003196
USDPLN
USD/PLN
$ 0.00008006$ -0.00018957
USDCZK
USD/CZK
$ -0.00016071$ -0.00039292
Commodities
CommoditiesSell (Short) iShort (SELL) orders represent a situation in which an investment will go up in value if the price of the asset goes down, and vice versa.Buy (Long) iLong (BUY) orders represent a situation in which an investment will go up in value if the price of the asset goes up, and vice versa
OIL
Oil
$ -0.016791$ 0.004499
GOLD
Gold
$ 0.08115301$ -0.22624699
SILVER
Silver
$ 0.00091334$ -0.00258266
COPPER
Copper
$ 0$ 0
NATGAS
Natural Gas
$ -0.001311$ 0.000044
PLATINUM
Platinum
$ 0.05184932$ -0.12555069
PALLADIUM
Palladium Future Contract
$ 0$ 0
SUGAR
Sugar Future Contract
$ 0$ 0
COCOA
Cocoa Future Contract
$ 0$ 0
WHEAT
Wheat Future Contract
$ 0$ 0
CottonNo7
Cotton No.7
$ 0$ 0
ALUMINUM.FUT
Aluminum Future Contract
$ 0$ 0
NICKEL.FUT
Nickel Future Contract
$ 0$ 0
CL.SEP22
Crude Oil Future September 22
$ 0$ 0
CL.OCT22
Crude Oil Future October 22
$ 0$ 0
VIX.FUT
VIX Future
$ 0$ 0
Corn
Corn Future
$ 0$ 0
Soybeans
Soybeans Future
$ 0$ 0
CarbonEmissions
Carbon Emissions Future
$ 0$ 0
CoffeeArabica
Coffee Arabica Future
$ 0$ 0
Gasoline
Gasoline Future
$ 0$ 0
HeatingOil
Heating Oil Future
$ 0$ 0
LiveCattle
Live Cattle Future
$ 0$ 0
LeanHogs
Lean Hogs Future
$ 0$ 0
Indices
IndicesSell (Short) iShort (SELL) orders represent a situation in which an investment will go up in value if the price of the asset goes down, and vice versa.Buy (Long) iLong (BUY) orders represent a situation in which an investment will go up in value if the price of the asset goes up, and vice versa
USDOLLAR
US Dollar Index
$ -0.00184359$ -0.01694764
China50.FUTURE
China A50 Index
$ 0$ 0
SPX500
SPX500
$ -0.07214492$ -0.6632081
NSDQ100
NASDAQ100
$ -0.22624378$ -2.07979594
DJ30
DJ30
$ -0.57389794$ -5.27568357
UK100
UK100
$ -0.35289093$ -1.26177262
FRA40
FRA40
$ -0.56155804$ -0.61933076
GER40
GER40
$ -1.17215418$ -1.29274462
AUS200
AUS200
$ -0.18102031$ -0.69185209
ESP35
ESP35
$ -0.7063615$ -0.7790315
JPN225
JPN225
$ -0.01757334$ -0.0198274
HKG50
HKG50
$ -0.11676915$ -0.3378849
EUSTX50
EUSTX50
$ -0.32263363$ -0.35582597
SGXMSCI
MSCI Singapore Index
$ -0.0077447$ -0.06528773
NIFTY50
Nifty 50 Index
$ -0.30134768$ -2.77020506
Stocks & ETFs (CFDs)

Short selling orders and leveraged positions on stocks are executed as CFDs and, therefore, incur overnight fees. Overnight fees are divided by 365.

ETORO ANNUAL FEE

SELL (Short)iShort (SELL) orders represent a situation in which an investment will go up in value if the price of the asset goes down, and vice versa.: 2.9% + LIBOR

Short (SELL) orders represent a situation in which an investment will go up in value if the price of the asset goes down, and vice versa.
 
For SELL trades made in euros (EUR), overnight fees will be calculated according to the 2.9% + European Short Term Rate (“ESTR”).

For SELL trades made in Swiss Francs (CHF), overnight fees will be calculated according to a 2.9% + CHF Overnight Deposit.

ETORO ANNUAL FEE

BUY (Long)iLong (BUY) orders represent a situation in which an investment will go up in value if the price of the asset goes up, and vice versa.: 6.4% + LIBOR

Long (BUY) orders represent a situation in which an investment will go up in value if the price of the asset goes up, and vice-versa.
 
For BUY trades made in euros (EUR), overnight fees will be calculated according to the 6.4% + European Short Term Rate (“ESTR”).

For BUY trades made in Swiss Francs (CHF), overnight fees will be calculated according to a 6.4% + CHF Overnight Deposit.

Cryptocurrencies (CFD/margins)

Crypto CFD positions incur overnight fees. Short selling orders and margin (leveraged) trades are executed as CFDs. Non-leveraged positions opened by Australian clients before September 12, 2021, were also executed as CFDs and, therefore, incur overnight fees.

InstrumentFee
BTC
Bitcoin
$ -11.59973699
ETH
Ethereum
$ -0.85544839
BCH
Bitcoin Cash
$ -0.0634367
XRP
XRP
$ -0.00018395
DASH
Dash
$ -0.02068447
LTC
Litecoin
$ -0.02906147
ETC
Ethereum Classic
$ -0.01629554
API3
API3
$ -0.00076908
CRO
Cronos
$ -0.00005497
SKL
Skale Network
$ -0.00002274
IMX
Immutable X
$ -0.00041589
ADA
Cardano
$ -0.00024232
MIOTA
IOTA
$ -0.00012628
XLM
Stellar
$ -0.00005888
EOS
EOS
$ -0.00052456
NEO
NEO
$ -0.00463329
TRX
TRON
$ -0.00002791
ZEC
ZCASH
$ -0.02594233
BNB
Build and Build
$ -0.11956332
XTZ
Tezos
$ -0.00070197
DOT
Polkadot
$ -0.00390048
MKR
Maker
$ -0.46512493
COMP
Compound
$ -0.02324808
LINK
Chainlink
$ -0.00371063
UNI
Uniswap
$ -0.00375696
YFI
Yearn.finance
$ -3.99615551
DOGE
Dogecoin
$ -0.0000362
AAVE
Aave
$ -0.03903412
FIL
Filecoin
$ -0.00241245
ALGO
Algorand
$ -0.0001371
ATOM
Cosmos
$ -0.00559751
MANA
Decentraland
$ -0.00044564
APE
ApeCoin
$ -0.00271952
LRC
Loopring
$ -0.00017248
ENJ
Enjin
$ -0.00029637
BICO
Biconomy
$ -0.00024609
BAT
Basic Attention Token
$ -0.00019327
BNT
Bancor
$ -0.00022493
OGN
Origin Protocol
$ -0.00008749
MATIC
Polygon
$ -0.00042678
GALA
Gala
$ -0.00002213
CHZ
Chiliz
$ -0.00005339
HBAR
Hedera Hashgraph
$ -0.00002901
DYDX
dYdX
$ -0.00096095
SOL
Solana
$ -0.01881931
THETA
Theta
$ -0.00058253
FTM
Fantom
$ -0.00013609
GRT
The Graph
$ -0.00005179
1INCH
1inch
$ -0.0003091
CRV
Curve
$ -0.00058408
ANKR
Ankr
$ -0.00001212
OXT
Orchid
$ -0.00004776
REN
REN
$ -0.00005977
SNX
Synthetix
$ -0.00161785
STORJ
Storj
$ -0.00027197
ZRX
0x
$ -0.00013568
CELO
Celo
$ -0.00039997
SUSHI
SushiSwap
$ -0.00061274
QNT
Quant
$ -0.04364733
BAL
Balancer
$ -0.00250647
FET
Fetch.ai
$ -0.00003525
SHIBxM
Shiba (in millions)
$ -0.00476478
AMP
Amp
$ -0.00000358
AXS
Axie Infinity
$ -0.00744249
SAND
The Sandbox
$ -0.00056146
AVAX
Avalanche
$ -0.0099034
BAND
Band Protocol
$ -0.00068295
CTSI
Cartesi
$ -0.00006681
ENS
Ethereum Name Service
$ -0.00599674
UMA
Universal Market Access
$ -0.00121813
LUNC
Terra Classic
$ -0.00000004
FTT
FTX Token
$ -0.01259356
SRM
Serum
$ -0.00041148
LPT
Livepeer
$ -0.00511907
KNC
Kyber Network
$ -0.00065846
BTCEUR
Bitcoin/Euro
$ -9.67198189
ETHEUR
Ethereum/Euro
$ -0.70000163
ETHGBP
Ethereum / Pound
$ -0.70000163
BTCGBP
Bitcoin / Pound
$ -9.67198189
EOSGBP
EOS / Pound
$ -0.00052456
XRPGBP
Ripple / Pound
$ -0.00014923
ETHJPY
Ethereum / Japanese Yen
$ -0.70000163
BTCJPY
Bitcoin / Japanese Yen
$ -9.67198189
EOSJPY
EOS / Japanese Yen
$ -0.00052456
XRPJPY
Ripple / Japanese Yen
$ -0.00014923
ETHEOS
Ethereum / EOS
$ -0.70000163
ETHXLM
Ethereum / Stellar
$ -0.70000163
ETHBTC
Ethereum / Bitcoin
$ -0.70000163
BTCEOS
Bitcoin / EOS
$ -9.67198189
BTCXLM
Bitcoin / Stellar
$ -9.67198189
EOSXLM
EOS / Stellar
$ -0.00052456
BTCAUD
Bitcoin / Australian Dollar
$ -9.67198189
BTCNZD
Bitcoin / New Zealand Dollar
$ -9.67198189
BTCCAD
Bitcoin / Canadian Dollar
$ -9.67198189
BTCCHF
Bitcoin / Swiss Franc
$ -9.67198189
ETHAUD
Ethereum/ Australian Dollar
$ -0.70000163
ETHNZD
Ethereum/ New Zealand Dollar
$ -0.70000163
ETHCAD
Ethereum/ Canadian Dollar
$ -0.70000163
ETHCHF
Ethereum/ Swiss Franc
$ -0.70000163
XRPEUR
Ripple / Euro
$ -0.00014923
XRPAUD
Ripple/ Australian Dollar
$ -0.00014923
XRPNZD
Ripple/ New Zealand Dollar
$ -0.00014923
XRPCAD
Ripple/ Canadian Dollar
$ -0.00014923
XRPCHF
Ripple/ Swiss Franc
$ -0.00014923
ETCEUR
Ethereum Classic / Euro
$ -0.01629554
ETCGBP
Ethereum Classic / Pound
$ -0.01629554
ETCAUD
Ethereum Classic / Australian Dollar
$ -0.01629554
ETCNZD
Ethereum Classic / New Zealand Dollar
$ -0.01629554
ETCCAD
Ethereum Classic / Canadian Dollar
$ -0.01629554
ETCCHF
Ethereum Classic / Swiss Franc
$ -0.01629554
ETCJPY
Ethereum Classic / Japanese Yen
$ -0.01629554
BCHEUR
Bitcoin Cash / Euro
$ -0.06137167
BCHGBP
Bitcoin Cash / Pound
$ -0.06137167
BCHAUD
Bitcoin Cash / Australian Dollar
$ -0.06137167
BCHNZD
Bitcoin Cash / New Zealand Dollar
$ -0.06137167
BCHCAD
Bitcoin Cash / Canadian Dollar
$ -0.06137167
BCHCHF
Bitcoin Cash / Swiss Franc
$ -0.06137167
BCHJPY
Bitcoin Cash / Japanese Yen
$ 0.08115301
LTCEUR
Litecoin/ Euro
$ -0.0248483
LTCGBP
Litecoin/ Pound
$ -0.0248483
LTCAUD
Litecoin/ Australian Dollar
$ -0.0248483
LTCNZD
Litecoin/ New Zealand Dollar
$ -0.0248483
LTCCAD
Litecoin/ Canadian Dollar
$ -0.0248483
LTCCHF
Litecoin/ Swiss Franc
$ -0.0248483
LTCJPY
Litecoin/ Japanese Yen
$ -0.0248483
BCHLTC
Bitcoin Cash / Litecoin
$ -0.06137167
XLMGBP
Stellar / Pound
$ -0.00004751
XLMJPY
Stellar / Japanese Yen
$ -0.00004751
XLMEUR
Stellar / Euro
$ -0.00004751
ZECETH
Zcash / Ethereum
$ -0.02594233
ZECLTC
Zcash / Litecoin
$ -0.02594233
ZECBCH
Zcash / Bitcoin Cash
$ -0.02594233
ZECDASH
Zcash / Dash
$ -0.02594233
ZECGBP
Zcash / Pound
$ -0.02594233
ZECJPY
Zcash / Japanese Yen
$ -0.02594233
ZECEUR
Zcash / Euro
$ -0.02594233
ZECXRP
Zcash / Ripple
$ -0.02594233
ZECXLM
Zcash / Stellar
$ -0.02594233
ETHCNH
Ethereum / Chinese yuan
$ -0.70000163
DASHNZD
Dash / New Zealand Dollar
$ -0.02068447
XLMNZD
Stellar / New Zealand Dollar
$ -0.00004751
ZECNZD
Zcash / New Zealand Dollar
$ -0.02594233
DASHAUD
Dash / Australian Dollar
$ -0.02068447
DASHCHF
Dash / Swiss Franc
$ -0.02068447
XLMCHF
Stellar / Swiss Franc
$ -0.00004751
ZECCHF
Zcash / Swiss Franc
$ -0.02594233
XRPDASH
Ripple / Dash
$ -0.00014923
DASHEUR
Dash / Euro
$ -0.02068447
DASHJPY
Dash / Japanese Yen
$ -0.02068447
DASHGBP
Dash / Pound
$ -0.02068447
GOLDBTC
GOLDBTC
$ -9.67198189

*Fees are subject to change at any given time and could change on a daily basis, without prior notice, depending on market conditions. We encourage you to visit this page periodically to stay updated on current fees.

To learn more about market opening hours and when overnight fees come into effect, please refer to the Market Hours and Events page.

TBanque fees examples

Examples

Stocks (CFDs)

Open BUY (Long) position

Leverage : X2

Initial Investment:
1,000 USD
APPLE STOCK (AAPL) Ask Rate
250 USD
Position
Open 8 Units
AAPL BUY
Total Investment worth
2,000 USD8 units * 250 USD
Amount invested:
1,000 USD (8 units * 250 USD) / 2
TBanque Typical Spread for AAPL
0.18%
TBanque Spread value for 1 AAPL unit
0.45 USD Price USD * Spread % = 250 USD * 0.18%

Overnight fees formula = (TBanque fee + Libor rate) / 365 * Units * Price in USD
TBanque BUY Overnight fee: 6.4%
Libor rate: 1.99%

SPREAD COSTS IN USD OVERNIGHT FEES IN USD TOTAL COST ON INITIAL INVESTMENT IN %
Close position same day (250 USD * 0.0018) * 8 units = -3.60 USD 0 USD -3.60 USD / 1,000 USD = -0.36%
Close position next day (250 USD * 0.0018) * 8 units = -3.60 USD ((0.064 + 0.0199) / 365) * 8 units * 250 USD = -0.46 USD (-3.60 USD + -0.46 USD) / 1,000 USD = -0.41%
Open position on Friday(Triple fees apply on stock positions open on Fridays) (250 USD * 0.0018) * 8 units = -3.60 USD ((0.064 + 0.0199) / 365) * 8 units * 250 USD = -0.46 USD * 3 = -1.38 USD (-3.60 USD + -1.38 USD) / 1,000 USD = -0.50%

Note: Overnight fees do not apply to non-CFD Stocks trading.

Etoro’s Spread/Commission. Assuming no change in the price of the stock. Subject to Providers Spread which is not calculated here.
Disclaimer: The spread/commission is dependent on the price of the underlying asset at the time of closing the position.
USD Libor: 1.99% (at the time this example was written, subject to changes)
TBanque’s BUY Position Fee: 6.4%
TBanque’s SELL Position Fee: 2.9%
If the price of the stock changes, the overnight fees are subject to change.

*LIBOR is the benchmark rate most international banks use when giving short-term loans. LIBOR rates are published daily for different currencies (USD, EUR, GBP, CHF, NOK, SEK, DKK, CAD and HKD). The daily fee/credit will be multiplied threefold for positions carried over Friday nights. The fees/credit will be charged/credited at 17:00 New York time for any position open at this time.
For SELL trades made in euros (EUR), overnight fees will be calculated according to the 2.9% + European Short Term Rate (“ESTR”).
For BUY trades made in euros (EUR), overnight fees will be calculated according to the 6.4% + European Short Term Rate (“ESTR”).
For SELL trades made in Swiss Francs (CHF), overnight fees will be calculated according to a 2.9% + CHF Overnight Deposit.
For BUY trades made in Swiss Francs (CHF), overnight fees will be calculated according to a 6.4% + CHF Overnight Deposit.

Cryptocurrencies (CFDs)

Open SELL (Short) position

Leverage : X1

Initial Investment:
1,000 USD
DOGE Bid rate*
0.2000 USD
Position
Open 5,000 units BUY
1,000 USD / 0.2000 USD

*TBanque Typical Bid-Ask rate value for 1 DOGE unit 0.001~ USD

Total Investment worth
1,000 USD 5,000 units * 0.2000 USD
Amount invested:
1,000 USD (5,000 units * 0.2000 USD) / 1
TBanque fee for DOGE:
1%
Open position fee:
-10 USD Price USD * fees % = 1,000 USD * 1%

TBanque SELL (Short) overnight fee: 0.000082 USD
Overnight fees formula = Fee * Number of units * number of nights
Assumed ask rate at moment of closing the position: 0.2000

CLOSE POSITION FEE OVERNIGHT FEE IN USD TOTAL COST ON INITIAL INVESTMENT IN %
Close position same day 1% * 0.2000 * 5,000 units = -10 USD 0 USD -20 USD / 1,000 USD = -2.00%
Close position next day 1% * 0.2000 USD * 5,000 units = -10 USD -0.00082 USD * 5,000 units * 1 night = -0.41 USD (-20 USD + -0.41 USD) / 1,000 USD = -2.04%

Note: Overnight fees will be charged on all crypto CFD positions except for those held by clients who do not have access to long (BUY), non-leveraged Cryptocurrency positions.
Non-leveraged positions opened by Australian clients before September 12, 2021 were also executed as CFDs and, therefore, incur overnight fees.

The overnight fees for Cryptos are calculated/adjusted currently on a monthly basis, taking the price of the Cryptos on the first day of the month at 00:00 GMT

Fees are subject to change at any given time and could change on a daily basis, without prior notice, depending on market conditions. We encourage you to periodically visit this page to stay updated on current fees.

ETFs (CFDs)

Open BUY (Long) position

Leverage : X2

Initial Investment:
1,000 USD
SPDR GLD Ask rate
142.55 USD
Position
Open 14.03 units
SPDR GLD BUY
Total Investment worth
2,000 USD14.03 units * 142.55 USD
Amount invested:
1,000 USD (14.03 units * 142.55 USD) / 2
TBanque Typical Spread
0.09%
TBanque Spread value for 1 SPDR GLD unit
0.13 USD Price USD * Spread % = 142.55 USD * 0.09%

Overnight fees formula = (TBanque fee + Libor rate) / 365 * Units * Price in USD
TBanque BUY Overnight fee: 6.4%
Libor rate: 1.99%

SPREAD COSTS in USD OVERNIGHT FEES in USD TOTAL COST ON INITIAL INVESTMENT in %
Close position same day (142.55 USD * 0.0009) * 14.03 units = -1.80 USD 0 USD -1.80 USD / 1,000 USD = -0.18%
Close position next day (142.55 USD * 0.0009) * 14.03 units = -1.80 USD ((0.064 + 0.0199) / 365) * 14.03 units * 142.55 USD = -0.46 USD (-1.80 USD + -0.46 USD) / 1,000 USD = -0.23%
Open position on Friday

(Triple fees apply on ETFs positions open on Fridays)

(142.55 USD * 0.0009) * 14.03 units = -1.80 USD ((0.064 + 0.0199) / 365) * 14.03 units * 142.55 USD = -0.46 USD * 3 = -1.38 USD (-1.80 USD + -1.38 USD) / 1,000 USD = -0.32%

Note: Overnight fees do not apply to non-CFD ETFs trading.

TBanque’s Spread/Commission. Assuming no change in the price of the ETF. Subject to Providers Spread which is not calculated here.
Disclaimer: The spread/commission is dependent on the price of the underlying asset at the time of closing the position.

USD Libor*: 1.99% (at the time this example was written, subject to change).
TBanque’s BUY Position Fee: 6.4%
TBanque’s SELL Position Fee: 2.9%
If the price of the stock changes, the overnight fees are subject to change.

*LIBOR is the benchmark rate which most international banks use when giving short-term loans. LIBOR rates are published daily for different currencies (USD, EUR, GBP, CHF, NOK, SEK, DKK, CAD and HKD). The daily fee/credit will be multiplied threefold for positions carried over Friday nights. The fees/credit will be charged/credited at 17:00 New York time for any position open at this time.
For SELL trades made in euros (EUR), overnight fees will be calculated according to the 2.9% + European Short Term Rate (“ESTR”).
For BUY trades made in euros (EUR), overnight fees will be calculated according to the 6.4% + European Short Term Rate (“ESTR”).
For SELL trades made in Swiss Francs (CHF), overnight fees will be calculated according to a 2.9% + CHF Overnight Deposit.
For BUY trades made in Swiss Francs (CHF), overnight fees will be calculated according to a 6.4% + CHF Overnight Deposit.

Index (CFDs)

Open SELL (Short) position

Leverage : x20

Initial Investment:
1,000 USD
NSDQ100 Bid rate
8,130 USD
Position
Open 2.46 units
NSDQ100 SELL
Total Investment worth
20,000 USD 2.46 units * 8,130 USD
Amount invested:
1,000 USD (2.46 units * 8,130 USD) / 20
TBanque Typical Spread for NSDQ100
240 pips (2.40 USD)

TBanque SELL Overnight fee: -0.207457 USD
Overnight fees formula = Fee * Number of units

SPREAD COSTS in USD OVERNIGHT FEES IN USD TOTAL COST ON INITIAL INVESTMENT in %
Close position same day 2.40 USD * 2.46 units = -5.90 USD 0 USD -5.90 USD / 1,000 USD = -0.59%
Close position next day 2.40 USD * 2.46 units = -5.90 USD -0.207457 USD * 2.46 units = -0.51 USD (-5.90 USD + -0.51 USD) / 1,000 USD = -0.64%
Open position on Friday

(Triple fees apply on indices positions open on Fridays)

2.40 USD * 2.46 units = -5.90 USD (-0.207457 USD * 2.46 units) * 3 = -1.53 USD (-5.90 USD + -1.53 USD) / 1,000 USD = -0.74%
Commodity CFDs

Open BUY (Long) position

Leverage : x10

Initial Investment:
1,000 USD
OIL Ask rate
55.25 USD
Position
Open 181 units
OIL BUY
Total Investment worth
10,000 USD181 units * 55.25 USD
Amount invested:
1,000 USD (181 units * 55.25 USD) / 10
TBanque Typical Spread for Oil
5 pips (0.05 USD)

TBanque BUY Overnight fee: -0.005963 USD
Overnight fees formula = Fee * Number of units

SPREAD COSTS IN USD OVERNIGHT FEES IN USD TOTAL COST ON INITIAL INVESTMENT IN %
Close position same day 0.05 USD * 181 units = -9.05 USD 0 USD -9.05 USD / 1,000 USD = –0.91%
Close position next day 0.05 USD * 181 units = -9.05 USD -0.005963 USD * 181 units = -1.08 USD (-9.05 USD + -1.08 USD) / 1,000 USD = -1.01%
Open position on Wednesday

(Triple fees apply on commodities positions open on Wednesdays)

0.05 USD * 181 units = -9.05 USD (-0.005963 USD * 181 units) * 3 = -3.24 USD (-9.05 USD + -3.24 USD) / 1,000 USD = -1.22%

NOTE: The Overnight Fees for METALS are calculated/adjusted currently on a monthly basis taking the Price of the Instruments on the first day of the month at 00:00 GMT

Currency CFDs

Open BUY (Long) position

Leverage : x20

Initial Investment:
1,000 USD
EURUSD Ask rate
1.1190 USD
Position
Open 17,873 units
EURUSD BUY
Total Investment worth
20,000 USD17,873 units * 1.1190 USD
Amount invested:
1,000 USD (17,873 units * 1.1190 USD) / 20
TBanque Typical Spread for 1 EURUSD unit
3 pips (0.0003 USD)

TBanque BUY Overnight fee: -0.000113 USD
Overnight fees formula = Fee * Number of units

SPREAD COSTS in USD OVERNIGHT FEES in USD TOTAL COST ON INITIAL INVESTMENT in %
Close position same day 0.0003 USD * 17,873 units = -5.36 USD 0 USD -5.36 USD / 1,000 USD = -0.54%
Close position next day 0.0003 USD * 17,873 units = -5.36 USD -0.000113 USD * 17,873 units = -2.02 USD (-5.36 USD + -2.02 USD) / 1,000 USD = -0.74%
Open position on Wednesday

(Triple fees apply on Forex positions open on Wednesdays)

0.0003 USD * 17,873 units = -5.36 USD (-0.000113 USD * 17,873 units) * 3 = -6.06 USD (-5.36 USD + -6.06 USD) / 1,000 USD = -1.14%


NOTE
: The Overnight Fees for all currencies are calculated/adjusted currently on a monthly basis taking the price on the first day of the month at 00:00 GMT and the Tom/Next during that time

Looking to trade CFDs?

TBanque’s vast offering, cutting edge and easy-to-use platform is the place for you.

START TRADING

Copytrader

CopyTrader™

When using CopyTrader™, there are no extra fees or hidden costs.
Spreads and overnight fee may be applied according to each opened copied position as listed on this page.

Smart Portfolios

Investing in leading, thematic ready-made portfolios. There are no management fees or any kind of commission, other than those applied with assets comprising each portfolio. Stock portfolios are commission free.

General Fees

Deposit Fee
Free
Withdrawal fee
$5

TBanque charges a low fixed fee for withdrawals, to cover some of the expenses involved in international money transfers.

Minimum Withdrawal Amount $30

Conversion fees
From 0-150 PIPs iA PIP is the smallest price move that an exchange rate can make based on foreign exchange market convention. Currency pairs are usually priced up to 4 decimal places, with the PIP being the fourth decimal point. While TBanque sometimes shows currency pairs priced up to five decimal places, the calculation for FX conversion rates is made in PIPs.

Withdrawals and deposits are conducted in USD. Any other currency will have to be converted and, therefore, will incur a conversion fee.

Bronze, Silver & Gold

Payment method TBanque Money PayPal Online Banking
(Trustly, POLi, Przelewy24,
Sofort, iDEAL etc)
Bank transfer Debit/Credit Card,
Neteller, Skrill
RapidTransfer
Currency Deposit Withdraw Deposit Withdraw Deposit Withdraw Deposit Withdraw Deposit Withdraw Deposit Withdraw
AUD 150 150 150 150 50 50 150 150
EUR Coming soon 150 50 50 50 50 50 150 50 150 50
GBP Free 50 150 150 150 150 50 50 150 150 150 150
SEK 50 50 50 50
DKK 50 50 50 50
NOK 50 50 50 50
PLN 50 50 50 50
CZK 50 50 50 50
CHF 50 50 50 50
HUF 50 50

 

Depositing or withdrawing funds

When depositing or withdrawing funds into your TBanque account:

TBanque Club members enjoy discounts on the FX conversion fees for deposits and withdrawals, according to Club tier:

Club Tier Level Discount
Diamond 100%
Platinum
Platinum+
50%

 

Please note that these discounts do not apply for transfers made using credit or debit cards, and for transactions made in GBP, EUR & AUD using PayPal or Skrill.

Inactivity fee
$10/Month

After 12 months with no login activity, a $10 monthly inactivity fee will be charged on any remaining available balance. No open positions will be closed to cover the fee.

Ready to start trading?

Trade a wide range of assets and benefit from low fees and competitive spreads

CREATE YOUR FREE ACCOUNT

FAQ

  • Is TBanque free?

    You can join TBanque for free and any registered user receives a $100,000 demo account for free.

    However, like all online platforms, TBanque charges various spreads and fees for some trades and withdrawals. To learn more, please refer to Crypto, CFDs, and Other Fees.

  • What is a bid/ask rate for CFDs?

    Bid and ask rates are equivalent to BUY/SELL prices on TBanque. When a position is long (BUY), the ASK rate is applied. When a position is short (SELL), the bid rate is applied.

  • What are overnight and weekend fees for CFDs?

    CFD positions that stay open overnight incur a small fee, relative to the value of the position. It is essentially an interest payment to cover the cost of the leverage that you use overnight. Weekend fees are overnight fees that are charged for keeping positions open over the weekend. Therefore, a weekend fee is triple the overnight fee. Weekend fees are charged either on Wednesday or Friday, depending on the asset.

  • What is leverage for CFDs?

    Leverage is a temporary loan given to the trader by the broker, enabling the trader to open a trade of a larger size with a smaller amount of invested capital. Leverage is presented in the form of a multiplier that shows how much more than the invested amount a position is worth.

    For example: If you trade with no leverage at all and invest $1,000, for every 1% move in the market, you can gain or lose $10, which equals 1% of $1,000. However, if you were to invest the same $1,000 and trade using x10 leverage, the dollar value of your position would be equal to $10,000.

    For further details and examples click here.

  • What is LIBOR?

    The LIBOR is the most commonly used benchmark rate that is given by banks when charging other banks for short-term loans. LIBOR stands for London Interbank Offered Rate. There are a total of 35 different LIBOR rates posted each day, ranging from overnight to 12 months, and based on five different currencies. TBanque uses the 1-month USD LIBOR rate for calculating overnight fees for stocks.

  • Can daily rollover fees, on CFDs, change?

    Rollover (weekend/overnight) fees change from time to time based on global market conditions. When this happens, we will implement the changes. Please be aware that fee changes always apply to open positions. We encourage you to keep up to date with the current rollover fees/refunds by checking our fees page. Please note that fees may change without advance notice.

  • How are fees, on CFDs, calculated?

    Spread:

    Spread * Price in USD * Number of units

    Overnight fees (per night):

    Fee * amount of units

  • Where can I see the fees that I paid?

    In your portfolio page, on the history tab, you can see the fees that were paid for each trade as well as aggregated fees for different periods.

    Portfolio with fees

  • Where can I see the overnight fees on CFDs that I have to pay?

    Overnight fees appear at the bottom of the trade window when opening a new trade.

    Trade window with overnight fees

  • When do I pay overnight fees?

    Overnight fees are charged every night between Monday and Friday at 17:00 EST for open CFD positions. The weekend fee (x3) is charged on Fridays for most stocks, ETFs and indices CFDs and on Wednesday for most commodities  and currencies. Overnight fees for oil and natural gas are charged on Fridays.

    Overnight fees for cryptocurrencies are charged daily.

    For more information on overnight fees, please see What are overnight fees?

  • In regards to CFDs, when do I pay the spread?

    As soon as you open a new trade, you will see a “loss” in the position  — this is due to the spread. However, the final calculation of the spread is made when you close the position and it is adjusted at that moment, according to the closing price.

    Find more FAQ’s here.

  • How are overnight fees calculated for trades made in euros (EUR)?

    For SELL trades made in euros (EUR), overnight fees will be calculated according to 2.9% + ESTR.

    For BUY trades made in euros (EUR), overnight fees will be calculated according to 6.4% + ESTR.

  • How are overnight fees calculated for trades made in Swiss Francs (CHF)?

    For SELL trades made in Swiss Francs (CHF), overnight fees will be calculated according to a 2.9% + CHF Overnight Deposit.

    For BUY trades made in Swiss Francs (CHF), overnight fees will be calculated according to a 6.4% + CHF Overnight Deposit.

  • What is a “bid/ask market spread”?

    The market spread arises from the difference for which a product can be bought and sold (bid and ask). This difference does not arise from TBanque and is not incurred as a cost when you buy or sell a real stock on TBanque.

    The market spread arises from the difference for which a product can be bought and sold (bid and ask). This difference does not arise from TBanque and is not incurred as a cost when you buy or sell a real stock on TBanque.