When do I pay the fee for crypto investments?

The impact of the spread will always be factored into a customers P&L immediately after the execution of a buy order and for the duration of the open position. 

You pay the 1% fee each time you buy or sell a cryptoasset. The fees are included in the buy or sell price you see on the screen when you open or close a position. Please note that the P&L for each position includes both the 1% fee you paid when you opened it and the 1% fee you WILL pay when you close it. This way you can always track the performance of your crypto investments with the cost of these trading fees already accounted for. 

The spread cost will be crystallised upon closure of the position subject to any movements in the market price that may occur between the time the customer buys the asset and sells the asset. 

Note: This model does not apply to stocks and ETFs which are labelled as zero commission in which no additional fees or mark-ups are incorporated within the price. For TBanque fees for stocks and ETFs, see here.