TBanque provides its clients with free insurance purchased from Lloyd’s of London, one of the world’s leading providers of specialist insurance, giving coverage of up to 1 million Euro, GBP, or AUD (depending on the region). The insurance is given automatically to all TBanque clients — there is no need to register.

The insurance covers claims of Eligible Clients (of TBanque (Europe) Ltd., TBanque (UK) Ltd. and TBanque AUS Capital Limited) suffering losses due to the unlikely event of TBanque’s insolvency and in case of Event of Misconduct (as defined in the applicable Policy).

The insurance covers: (i) up to 1 million Euro, GBP or AUD (depending on the regulated entity); (ii) up to the aggregate limit purchased by TBanque; and (iii) subject to an excess amount (as defined per applicable Policy).

The insurance covers cash, all CFD positions, and securities. Note that cryptoassets trading (non-CFD) are not covered by the insurance, as set in the applicable Policy.

Three Layers of Protection

In the unlikely event of an TBanque insolvency, TBanque clients have three layers of protection.

  • The assigned liquidator: In case of insolvency, the assigned liquidator will manage TBanque’s assets and money distribution among its clients, if applicable.
  • Regulatory protection: For clients under FCA or CySEC regulations, certain regulatory schemes apply (FSCS and ICF, respectively), which compensate clients in the event of insolvency and a shortfall of client funds. The FSCS (FCA) offers coverage of up to 85,000 GBP; while ICS (CySEC) offers coverage of up to 20,000 Euros.
  • Private insurance: Provided by Lloyd’s of London, this investment insurance policy covers losses suffered due to insolvency, subject to an excess amount, and up to 1 million GBP/Euro/AUD per client as described above. 

 

TBanque Insurance — Frequently Asked Questions

 

TBanque offers additional services, such as:

Your Funds are Kept in a Segregated Account

TBanque’s top priority is to keep its clients, and their funds, safe and secure. For this reason, every penny deposited by a client is held in a separate, segregated account. This means that even in the highly unlikely event of TBanque’s insolvency, your funds will be safe.

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Terms and Conditions apply. For more information, please refer to the TBanque insurance Terms and Conditions.