Securities trading offered through TBanque USA Securities Inc, Member SIPC (www.sipc.org), FINRA (www.FINRA.org) and a registered broker-dealer. Crypto trading is offered through TBanque USA LLC, not a member FINRA/SIPC and not a registered broker-dealer. Please visit SIPC to understand your rights and coverage (www.sipc.org). You can check the securities firm and its members at https://brokercheck.finra.org/.
When you deposit funds with TBanque US, you are depositing funds to TBanque USA LLC. When you instruct (via the trading platform) to buy a crypto asset or security, the proceeds leave your TBanque USA LLC account to fund such. Proceeds to buy securities are sent to APEX Clearing Corporation, our execution, clearing and settlement broker. The proceeds will go into your personal account at APEX to fund the settlement of the buy. By selecting to BUY, you are instructing these transfers of cash to fund your purchases. When you SELL, you are instructing your settled cash to go back to your account at TBanque USA LLC.
Cryptocurrencies are not stocks, and your cryptocurrency holdings at TBanque USA LLC are not FDIC insured or covered by SIPC. Buying and selling cryptocurrency involves risks, including loss of principal.
Risk Disclosure
All investments involve risks, including the loss of principal. The past performance of a security or financial product does not guarantee future results or returns. While diversification may help, spreading risk does not guarantee a profit or protect against loss.
Customers should consider their investment objectives and risks carefully before investing. Customers are encouraged to constantly review and update their profile and suitability questionnaire responses.
The price of a given financial product or security may increase or decrease based on market conditions and customers may lose money, including their original investment. The product features described below are meant for informational purposes only and are not intended to serve as a recommendation to a customer to buy, hold or sell any security or any other asset.
Charts, including charts relating to your historic portfolio valuations or performance, or relating to past prices of specific securities, or those related to valuations or performance of a copy trader or smart portfolio are provided for informational purposes only and should not be relied upon as an accurate or complete presentation of portfolio value, gains or losses, or the value or financial position. Charts are based on various data sources, which may include market data and other information provided by third party information providers. TBanque does not make any representation or guarantee relating to the accuracy, timeliness, or completeness of charts, valuation or any information or data on which they are based. Without limitation, charts or valuations may not accurately take into account the impact of events relating to a specific security, for example corporate actions such as stock splits, dividends, mergers and acquisitions, or events relating to your or a copy account or portfolio such as charges, deposits, or withdrawals, and may in certain circumstances overstate or understate gains or losses. Past performance is no guarantee of future results. With respect to your portfolio, please refer to your account statements for the relevant period.
Commission-free trading refers to $0 commissions for self-directed individual brokerage accounts that trade U.S. listed and certain OTC securities electronically. Keep in mind, other fees such as SEC trading fees, transfer fees, and clearing firm passthrough fees may apply to your brokerage account. Crypto trading has $0 commissions, however they are charged spreads. Please see our fees page to learn more.
We offer such “discovery” on our site as Featured lists, Editor’s Choice, Market movers, Popular, and Trending (etc). Editors’ Choice’ are recommendations made exclusively by TBanque. Other categories like “Top Investors” and “Trending Now” sections are presented based on algorithms linked to the frequency of all customer interest in specific CopyTraders. All investments involve risk and past performance of any Copy Traders or Portfolio does not guarantee future results or returns. There is always the risk of losing money when investing in securities or other financial products. These lists are provided for informational purposes only and are not a recommendation or endorsement to buy, hold, or sell any security or a recommendation or endorsement of any investment strategy involving securities.
Exchange Traded Products: Investors should consider the investment objectives and unique risk profile of any Exchange Traded Product (ETP), including any Exchange-Traded Fund (ETF) and any Exchange-Traded Notes (ETNs), carefully before investing. A prospectus contains this and other information about the ETP and should be read carefully before investing. Customers should visit the relevant ETP’s details page to access a link to the prospectus. Additional regulatory guidance on Exchange Traded Products can be found at the SEC website and at the FINRA website.
Fractional Shares: Fractional shares are illiquid outside of TBanque and not transferable. Not all investments on TBanque are eligible for fractional share orders. Please see our full customer agreement for more information on fractional shares.
Any market or asset commentary on our platform is provided for informational purposes only and is not investment advice or a recommendation of any security, transaction, account type, investment strategy involving securities, or order. Nothing in this commentary is a personalized recommendation, and the securities may not be suitable for you. You should not buy or sell any security without first determining it is appropriate for your portfolio or investment strategy.
Margin: The firm utilizes limited purpose margin accounts for all customers as default. This requires opening a Margin account, but you are not afforded all margin account aspects like leverage. Margin trading involves interest charges and risks, including the potential to lose more than deposited or the need to deposit additional collateral in a falling market. Before using margin, customers must determine whether this type of trading strategy is right for them given their specific investment objectives, experience, risk tolerance, and financial situation. For more information please see our legal page for the Margin Disclosure Statement, Margin Agreement and FINRA Investor Information.
Online Trading App: The response, execution prices, speed, liquidity, market data, and account access times are affected by many factors, including market volatility, size and type of order, market conditions, system performance, and other factors.
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